We are licensed in South Carolina and we are about twenty minutes from the line. To us, Rock Hill and Fort Mill are not another state. They are the other side of Lake Wylie, and the drive is shorter than crossing Charlotte at five o’clock.
In-person around Rock Hill, Fort Mill and Lake Wylie. Statewide by video and phone, Monday to Saturday.
A big share of the households I work with in York County live in South Carolina and work in North Carolina. Their kids go to school on one side and their paycheck comes from the other. Nobody thinks of themselves as living in a different market; and neither do I.
Being licensed on both sides means I do not have to hand you off when you move fifteen minutes down the road, which people around here do constantly.
— Chaka A. I. Ali, licensed in NC & SC
Rock Hill, Fort Mill and the rest of York County are effectively local for us. Charleston, Columbia and Greenville we handle by video, which most people prefer anyway, and nobody has to burn half a day of leave.
It is the most common opening line we hear in South Carolina. Group life almost always ends when the job does. Finding that out near retirement is a different problem than finding it out mid-career, and both have an answer.
Some families need the largest death benefit for the lowest premium over a set number of years. The death benefit is the amount paid to your family. When that is the whole job, term insurance fits, and we write it.
Most people arrive wanting one of these. They are not the same product and they are not for the same person, so we will tell you which one fits.
For South Carolina households building long-term, tax-advantaged wealth on top of protection. It works best with an outlook of at least five to seven years.
Not right for everyone. If you have no emergency fund yet, build that first, and we will say so.
How the IUL worksFor South Carolina families who want the funeral and the last bills handled so nobody has to fundraise during a week they should be grieving.
A full burial, with the funeral home and the cemetery together, runs $13,795 to $28,995, about $21,400 on average. The funeral home's part alone, in the South Atlantic region, has a median of about $8,023, or about $6,103 with cremation. Source: National Funeral Directors Association (NFDA) General Price List Study, 2023. These are regional medians across many providers. They are not a quote, and not what any particular funeral home in South Carolina will charge you. Ask them directly, and ask for the itemized price list they are required to give you.
Straightforward, quick, and a completely different conversation from wealth building. Plenty of our SC clients only ever need this.
How final expense worksAnywhere in South Carolina works by video and phone, application and underwriting included. In-person around Rock Hill, Fort Mill and Lake Wylie. Statewide by video and phone, Monday to Saturday.
Verified Google reviews, in the reviewer's own words. Same theme in every one: he explains, he doesn't push.
5.0from 7 Google reviewsChaka was very helpful and knowledgeable about the different products. He helped me understand and choose the best option that was suitable for my family.
It was great meeting you and how you explained everything to me, took your time to make sure I understood everything about the policy and I really appreciate it. Thank you
Reviews are shown as posted on our Google Business Profile. Where a quote is shortened for length it is marked with an ellipsis and no wording is changed. We abbreviate reviewer names out of respect for our clients' privacy, the full names are on Google if you want to check. Read all 7 on Google · Worked with us? Leave a review
Thirty minutes, free, no obligation. We look at what you already have, clarify where it stands, align the strategy, and write the coverage that fits.
Also licensed in North Carolina, Arizona, Oregon, Minnesota, Maryland, Nebraska, Florida, Georgia, Kansas, Michigan, New Jersey, Ohio, Texas and Virginia.