Your Health Coverage,
Simplified & Affordable.
Many households qualify for a Marketplace plan with no monthly premium after the tax credit, and never find out, and most never know it. We connect you to a fully-compliant enrollment platform. There you can compare, enroll, and get covered in minutes.
You May Qualify for a $0 Premium Health Plan
Under the Affordable Care Act, household income sets your subsidy.Many working families qualify for premium tax credits. The amount is worked out from your household income measured against the federal poverty level for your household size, so there is no single income cut-off we can print here honestly. It changes every year. Tell us your household size and rough income and we will check the current figures with you.
Check My Eligibility NowEnrolling Is Easier Than You Think
Answer a Few Questions
Household size, income, state, and whether you have job-based coverage. Takes under 5 minutes.
See Your Plan Options
HealthSherpa instantly shows plans available in your area; with subsidy amounts already applied.
Enroll in Minutes
Choose your plan and enroll directly through the marketplace. Coverage starts as soon as the next month.
Six Reasons the ACA Works for You
Subsidies & Tax Credits
Many families qualify for $0/month premiums through ACA marketplace subsidies. Income-based credits can dramatically reduce your monthly cost.
Comprehensive Coverage
By law, ACA plans cover essential health benefits. That includes preventive care, prescriptions, emergency services, and mental health.
Pre-Existing Conditions Covered
Insurance companies cannot deny you a marketplace plan or charge you more because of a pre-existing condition. That rule applies to everybody who is eligible to enroll.
Special Enrollment Periods
Lost your job? Had a baby? Got married? Life events qualify you for Special Enrollment; you don't have to wait for Open Enrollment.
Family Plans Available
Cover your entire family under one plan. Children under 26 can stay on a parent's plan. Family plans bundle protection affordably.
Annual Open Enrollment
Open Enrollment runs November 1 – January 15 each year. We help you compare and enroll in the plan that fits your budget and needs.
Ready to Find Your Plan?
HealthSherpa is a certified web broker that connects directly to the federal ACA marketplace. It's 100% free to use and fully compliant. It shows you every plan available in your area, with subsidies already calculated.
You will be redirected to a fully compliant ACA enrollment platform. Chaka is a licensed health insurance agent. Enrollment happens on HealthSherpa, which is certified by CMS as a web broker.
Health Coverage Is the Foundation.
See the Full Wealth Picture.
Getting your health covered is smart; and it's just the beginning. Without health protection, every other financial plan is one diagnosis away from collapse. The Waterfall Wealth Creation Blueprint shows how ACA coverage anchors the full 10-step system. That system takes families from protected to prosperous.
Free · No Cost RequiredWealth Builders Insurance Agency is not affiliated with, endorsed by, or acting on behalf of the U.S. government, HHS, CMS, or HealthCare.gov. We are a licensed insurance agency. Whether you qualify for a plan, and for how much help with the premium, is decided by the Marketplace and not by us. Plan availability, premiums and subsidy amounts change every year and vary by county.
Chaka is paid a commission by the insurance company when a plan is placed. You pay the same premium whether you enroll through us, through another agent, or on your own at HealthCare.gov.