Character · Personal development · Business · Generational wealth · NetworkingThe Five Currents of Human Excellence
A leadership, business and finance program series, built on character.
Most programs teach one thing. You can be confident and still broke, or skilled and still unreliable. Strive teaches the five jobs you do at the same time, in the order that works, from age 14 through adults.
A Waterfall Wealth Creation Strategy program.
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I am 14 to 17
Who you are, how you treat people, how to earn money honestly. Ask a parent to start Level 1 free with you.
Start with a parentI am a parent
See two real pages your teen will work through, what it costs, and how you stay in the loop.
See what your teen seesI am an adult
Start free with Level 1, then build the business in Level 3 and the money in Level 4.
See the levelsI lead a room
A school, a workplace or a community program. 60 minutes a session, or built around your room.
Bring it to your roomTwo real pages from Module 1, word for word as they read in the course. Every module works the same way: a case, then questions that start from your own life.
There was a girl on a high school robotics team named Dara. She was not the best builder on that team and she was not the loudest. What she was, for three years straight, was the person whose word you did not have to check. If Dara said the part was ordered, the part was ordered. If Dara said she did not know, she did not know, instead of guessing and letting you find out later.
That is not exciting. Nobody gives out a trophy for it. For three years it looked like nothing at all.
The case goes on from here in the course.
The point: Your reputation is built on ordinary days, and it is spent on the day that matters.
If ten people who know you had to describe you in three words, what would they actually say? Not what you wish. What they would say.
What Module 1 builds: A values statement you wrote yourself, and a test for whether a value is really yours.
The foundation. 5 currents, and how they flow into each other. Every level after it is built on this.
Anyone. One talk, one workshop, or the opening of a cohort.
Start it free online Request the talk12 modules, 12 traits. Developing yourself, working with others, emotional intelligence, leadership, economics and community growth: the foundations of human excellence.
Ages 14 and up. Any setting. 3, 6, 9, 12 or 24 sessions.
Start Strive For ExcellenceTen modules. Design the life you want, then build a business on your best skills, with a plan you wrote and people who hold you to it.
Ages 16 and up, and adults. Three ways in.
See The BuildTen sessions. The money the business makes.
On its own, adults 18 and over who run a business or work full time. In a bundle, ages 16 and up with a parent.
See the SeriesPartnerships & Development for Community Life
Monthly. Where graduates do business with each other. It opens once Levels 2 to 4 are finished.
Adults who have finished Levels 2 to 4.
Join The CircleFive currents: Self, Others, Craft, Community and Legacy, and the order they run in. Once you see that order, every module after it has a place to land.
It is where the mind opens to the work. A person who starts here comes ready to learn, and gets the most out of every level after it.
A 14 year old starts on the foundation, the Five Currents. They come back for the twelve modules and build a small business inside module nine. At eighteen they return as a junior mentor, take The Build and actually register that business. Then they learn what to do with the money it makes, and walk into The Circle as a member. It is one path, not five products.
Before you ask, the four things boards check
Our team, led by Chaka, replies within two business days with a recommendation and pricing. If your room has no budget, say so. Rooms with no budget are not turned away.
Prefer to talk? (980) 304-1500 or chaka@wealthbuilders-insurance.com. Youth enrollment runs through Youth Today Leaders Tomorrow.
Open any part to read it in full.
Know what you are, and hold yourself steady.
Land well on the people in front of you.
Be able to do something, and know what it is worth.
Build things with people, not just near them.
Hand it forward, so it outlives you.
They run in that order on purpose. You cannot land well on other people while you are at war with yourself. You cannot sell a craft nobody trusts. You cannot build community out of people with no craft to bring. And you cannot hand forward something you never built. The order is the lesson.
Every module names one trait and ends with something a participant can do. A board can check a verb. It cannot check an improved understanding of anything.
| # | Module | Current | Trait | What they can do at the end |
|---|---|---|---|---|
| 1 | Know Your Worth | Self | Truthful | Name their own values, and tell themselves the truth. |
| 2 | Aim and Commit | Self | Patient | Set a goal that survives a bad week. |
| 3 | Steady Under Pressure | Self | Grateful | Name an emotion before acting on it. |
| 4 | Say It Clean | Others | Gentle | Give hard feedback without the sting. |
| 5 | Repair, Do Not Rupture | Others | Forgiving | Make a real apology, and repair a relationship. |
| 6 | Same Standard For Everyone | Others | Just | Hold one standard when it costs them. |
| 7 | Keep What Is Entrusted | Craft | Trustworthy | Keep a promise after the feeling passes. |
| 8 | Know Your Numbers | Craft | Honest in dealing | Track money in and money out, and find the leak. |
| 9 | Make Something People Want | Craft | Courageous | Turn a skill into a priced offer, and ask for the sale. |
| 10 | Guard the Gate | Craft | Wise | Spot a scam, use AI as a tool, and control their own name online. |
| 11 | Serve Without Being Asked | Community | Generous | Run a real service project with a real budget. |
| 12 | Hand It Forward | Legacy | Excellent | Teach what they learned to somebody younger. |
Ages 14 to 17
Schools, youth programs, summer programs and families at home.
18 and up
Workplaces, workforce programs, community organizations and adults at home.
Rooms run 3, 6, 9, 12 or 24 sessions, and anyone can take it self-paced at home. It runs in schools, youth programs, workplaces, workforce programs, community organizations and families.
Strive For Excellence is not a course you finish. It is a way of carrying yourself, and it stays with a person long after the last session. Across its levels it builds character traits, personal development, business building, generational wealth creation strategies, and networking for growth, development and opportunity. Calm under pressure. Patience with people. Honest work, money handled with care, and kindness to whoever has less. Every module below builds one of those habits and ends with something a participant can do. A parent, a teacher or a board can see it.
One thread runs through every module: do your part first, fully, then let go of the outcome you cannot control. That is where the calm comes from. A young person who learns it stops waiting to be rescued and stops being undone by one result. Honest work is the part they own, and what follows it is not a verdict on them. Level 1 sets that ground. It is the foundation, and every path starts there.
Every session is 60 minutes, and it does not have to stay that way.
We want your room to get the most out of this, so the sessions can be customized to fit it: the length, the number of sessions and the examples we use.
Book a call about your situation and we will talk it through with you.
In a room, add: the printed workbook and a record of completion your facilitator signs.
The business idea is real, and so is the ledger. By the end of The Build, each participant has spoken to a real person about a real thing. You can read The Leaky Bucket yourself before you book, free, with no call attached.
Same program at every length. You are picking a size, not a different thing. Bring it to a room, or take it home at your own pace.
One current taken all the way down rather than five skimmed. Questions are part of it, not a formality at the end.
Conferences, employee groups, community meetings, parent evenings
The first current and the start of the second, with the worksheets, so people leave having written something down rather than having agreed that they should.
Staff development days, community organizations, small business groups
Strive itself, one module at a time, with the Digital Desk and the Build running through every session.
Schools, youth programs, workforce development, community organizations
Character, leadership and money in the same conversation, because separating them is what produces adults who can earn and cannot keep.
Through Youth Today Leaders Tomorrow. Groups only for under 18s. One to one is 18 and over.
The same modules, one page at a time, with every answer saved and a gate that waits for it. Each starts with Level 1, the foundation. Strive For Excellence is $149, or 3 payments of $55. The Build is $297, or 3 payments of $109. The Waterfall Wealth Creation Series is $397, or 3 payments of $145.
Families and adults, at their own pace. A 14 to 17 year old holds a seat under a parent.
See prices and buyThree things, all free, none of them asking for anything. Read them and decide whether you want any of this taught in your room.
The Leaky Bucket is the whole argument, in full, with no email asked for. It scores you in your own browser and sends nothing anywhere.
Youth work runs through Youth Today Leaders Tomorrow. Nobody is placed with young people on our say-so alone. There are four gates and the community is one of them.
Every mentor and guest completes a background check and an interview before anything else happens.
Every mentor and guest goes to the board of the youth arm before they are placed with young people.
Leadership staff approve the placement, not just the person. The same mentor is not automatically cleared for every room.
People from the community the mentor will serve are part of the approval. Somebody the community does not know does not teach its children.
A mentor is approved for what they are actually going to teach. The qualifications and the skills behind that subject are part of the approval, not a separate conversation afterwards.
These are the kinds of working life we draw mentors from, and what a young person gets to see up close. We do not print names or photographs. A room gets the mentors its subject and its schedule call for, so this is the range rather than a promise about any one cohort.
Someone who has sat with families and read a real policy, a real retirement account and a real budget, and is licensed to do it.
What they take from it: What a contract actually says, and how to read one before you sign it.
Someone who has filed the entity, opened the account, priced the work, and made payroll or missed it.
What they take from it: That a business is a set of decisions, not a personality.
Someone who has bought, fixed, financed or managed a building, and knows what it costs when it goes wrong.
What they take from it: That things are built and maintained by people, and that is a career.
Someone whose actual skill is getting a room of young people to think, rather than to sit still.
What they take from it: That being taught well is a thing they can expect and ask for.
Someone who has organized something the community needed and carried it past the first month.
What they take from it: What it takes to finish, which is the part nobody posts about.
They hold whether you book one session or twelve.
Anything else your policy requires, ask and we will provide it.
Chaka A. I. Ali, licensed life and health insurance producer, National Producer Number (NPN) 11126989, verifiable at nipr.com. Licensed in 15 states and counting. Wealth Builders Insurance Agency is a division of A.L.I. Creative Solutions.
We write life insurance, teach these courses and consult on business, and each is its own conversation. Insurance guarantees are backed by the financial strength of the issuing company.