Most people were never taught how money works, and then were blamed for not knowing. Chaka teaches the whole 10-step Waterfall as a ten-week course, a half-day workshop, or a single talk. Ages 12 and up, in schools, churches, workplaces and community rooms.
Chaka is a licensed insurance producer. That is exactly why these rules are printed here rather than mentioned on a call, and they hold whether you book ten sessions or one.
Four answers your board will want, before you have to ask for them.
Anything else your policy requires, ask and we will provide it.
One idea taken all the way down rather than ten skimmed. Usually the water picture, the 3-30-300 ladder, or why nine families in ten lose it by the third generation. Questions are part of it, not a formality at the end.
Conferences, churches, employee groups, community meetings, parent evenings
Steps 1 to 5 with the worksheets, so people leave having actually written their numbers down rather than having agreed that they should.
Staff development days, church programs, community organizations, small business groups
The whole cascade, one step a week, with the Digital Desk and the Build running through every session. Participants finish with a written blueprint and a one-page business plan they presented out loud.
Schools, youth programs, churches, workforce development, community organizations. Ages 12 and up.
Character, leadership and money in the same conversation, because separating them is what produces adults who can earn and cannot keep.
Through Youth Today Leaders Tomorrow. Groups from age 12. One to one is 18 and over only.
Same ten steps as the Blueprint, taught rather than read. Every session runs the same shape, so a room knows what to expect by week two.
The Step. Money is drawn before it is built. What are you building, and who is it for? The 3, 30 and 300 year ladder, because it frames every session that follows.
The Digital Desk. Your digital front door. An email address that reads like an adult wrote it, and why the one you pick follows you for twenty years.
The Build. Write down one thing people already ask you to do for them.
Take-home. One sentence: what you want your money to do in thirty years.
The Step. In, out, owed. Every debt gets its interest rate written beside it. Which debt is urgent and which is patient.
The Digital Desk. The password that matters most is the one on your email, because that is what resets all the others. Two-factor goes on while we are here.
The Build. Who exactly is it for? One person, described in three sentences.
Take-home. The one-page, three-column sheet.
The Step. Cash you can reach today. A thousand dollars first, then three to six months of essentials. Where to keep it, and why the friction helps.
The Digital Desk. Reading a bank statement on a phone, and setting a balance alert so the account tells you before you have to ask.
The Build. What does it cost you to deliver one? Count materials and count hours.
Take-home. Open the separate account and set one automatic transfer.
The Step. Free money, vesting, and why it is still locked until 59 and a half. The honest statement that nothing sold in this room beats it.
The Digital Desk. Spotting a scam. The four tells: urgency, secrecy, an unusual way to pay, and a sender you cannot verify. Practiced on real examples.
The Build. What will you charge, and can you say why out loud?
Take-home. Ask HR one question: what do I contribute to get the full match?
The Step. Term, permanent, final expense, and group cover at work. Who each is right for. Beneficiary designations, and why an out-of-date name is the most expensive small mistake there is.
The Digital Desk. Your digital paper trail. What an employer or a lender can see, and how to look yourself up the way they would.
The Build. Open the business bank account, before there is any money in it.
Take-home. Find out exactly what your work coverage pays, and when it stops.
The Step. Risk is more than losing money. Time beats cleverness. What separates investing from betting is deciding the rules first.
Taught as education only. Chaka is not securities-licensed and says so in the room.
The Digital Desk. Public wifi, shared devices and borrowed laptops. What not to do on them, and what to do instead.
The Build. Your first ten conversations. Not adverts; conversations.
Take-home. Find the fees inside any account you already hold.
The Step. Who this is wrong for, first and in full. Then the mechanism: participation, floor, charge, and the honest arithmetic of a floor year.
The Digital Desk. AI tools without being fooled. What they are genuinely good at, what they invent, and how to check.
The Build. Simple records. Money in, money out, on one sheet.
Take-home. The five reasons to walk away. Be honest about whether any is you.
The Step. A job pays the bills; a business can pay the grandchildren. What gets taxed, what you can build inside it, and what it is worth without you in the room.
The Digital Desk. Backing up what matters. Documents, photographs, and the one folder you would be sick to lose.
The Build. Price it, deliver it, and get paid once. Really once.
Take-home. One hour booked with a tax professional about structure.
The Step. Why nine families in ten lose it by the third generation, and why a trust does not fix it. Money talks, on purpose, at every age.
The Digital Desk. Your digital estate. The accounts your family would need, and how to leave them a list that does not sit in an unlocked note.
The Build. What would have to change to do ten of these instead of one?
Take-home. Hold one fifteen-minute family money conversation.
The Step. The whole cascade in order, and why the order is the strategy. The Five Pillar Self-Assessment, scored in the room.
The Digital Desk. Putting the ten weeks together into one habit list you can keep.
The Build. Your business on a single page, presented to the room in ninety seconds.
Take-home. One sheet your family could find: what exists, where it is, who to call.
Neither is a bonus session at the end. Ten minutes a week for ten weeks is more teaching time than one session, and it arrives in the order somebody can use it. Attendance is always thinnest at the end anyway.
Ten minutes a week, ten weeks, in the order people can use them.
Sessions 1 to 3 set up an identity and let somebody see their own money. Session 4 lands on scams the week they have just been told about free money, which is exactly when the fraudulent version starts to look plausible. Everything after that is protection and durability.
Fifteen minutes a week. By session 10 every participant has spoken to a real person about a real thing, and holds a one-page plan.
A fifteen-year-old who mows lawns and a forty-year-old who does books are running the same ten steps at different scale, and they help each other more than either expects. That is why ages 12 and up genuinely works here rather than being a slogan.
Prefer to talk? (980) 304-1500 or wealthbuildersins@gmail.com.
The quickest way to reach Chaka about a talk, a workshop or the Series is directly. Tell him the group, roughly when, roughly how many people, and whether anyone in the room is under 18.
The Blueprint is the whole cascade in 10 steps, free, no call attached. Read it and decide whether you want it taught in your room.