What we offer

We are an independent agency, so we work with several insurance companies and fit the coverage to the family.

Final expense insurance

Small whole life coverage for a funeral and final bills, from $1,000 to $50,000. There is no medical exam: a few health questions, and a decision in minutes. A clean claim usually pays in 48 to 72 hours. You have 30 days after the policy arrives to hand it back for your money back. That is the free look.

Indexed universal life (IUL)

Permanent life insurance with cash value linked to a market index. The contract is designed not to lose money to the market in a down year, and the cash value can be reached while you are living. Most clients fund it between $150 and $1,000 a month.

Term life insurance

Coverage for a set number of years, often the first layer of protection for a young family, at a lower cost than permanent coverage.

Long-term care

Long-term care coverage, either as a rider on a life insurance policy or as a policy of its own, to help pay for care at home or in a facility.

Policy reviews

A free review of a policy you already own, to check that it still fits your family and your goals.

Health insurance enrollment

Help choosing and enrolling in a health plan on the marketplace during open enrollment.

Strive For Excellence

A leadership, business and finance program series for teens and adults, taken online at your own pace or in a group.

Contact us

Wealth Builders Insurance Agency, a division of ALI Creative Solutions LLC, Charlotte, North Carolina

Office: (980) 370-2915
Email: info@wealthbuilders-insurance.com

Office hours: Monday to Thursday, 8 AM to 7 PM
Friday, 8 AM to noon
Eastern time