Protect Your Legacy. Build Generational Wealth.

We help families and small business owners lock in personal & permanent life insurance, retirement income, and generational wealth strategies—tailored just for you.

Welcome to the home of Wealth Builders Insurance Agency, your trusted partner in Life Insurance and Financial Consulting. Real Protection. Real Results!

With over 24 years of experience, Wealth Builders Insurance Agency was founded on one mission: to empower families, entrepreneurs, and small businesses to build generational wealth and protect what matters most. We're not just insurance brokers—we're financial educators, community advocates, and strategic partners on your legacy-building journey.

As an Air Force Veteran–owned and Community rooted business based in Charlotte, NC, we proudly serve clients across the U.S. with integrity, clarity, and heart. Whether it’s a first-time life policy, an annuity rollover, or a plan to leave a tax-free legacy; we'll customize every solution.

We are:

* Licensed Agents with access to over 30 A+ rated carriers

* Trusted by families, entrepreneurs, and small businesses

* Committed to transparency, education, and long-term impact

* Advocates for underserved communities and proactive wealth planning

* Active leaders in financial literacy workshops and community events

At Wealth Builders, we don’t just sell policies. We build peace of mind, one legacy at a time!

Indexed Universal Life Insurance (IUL's): A Smart Investment for Your Future

Indexed Universal Life Insurance (IUL) is an innovative financial product that combines the benefits of life insurance with the potential for cash value growth linked to a stock market index. This unique hybrid offers the security of a death benefit while allowing you to accumulate savings that can grow over time, providing financial flexibility for your future.

One of the key advantages of IULs is their growth potential. Unlike traditional whole life policies that offer a fixed cash value growth rate, IULs tie your cash value growth to a specific market index, such as the S&P 500. This means your cash value has the opportunity to grow significantly during market upswings, while also offering a safety net during downturns, as most policies include a guaranteed minimum interest rate. This makes IULs an appealing choice for those looking to balance risk and reward in their financial planning.

In addition to growth, IULs offer flexibility in premium payments and death benefits. You can adjust your contributions and coverage amounts according to your financial situation and goals. This adaptability allows you to tailor your policy to meet changing needs over time, whether you’re planning for retirement, funding education, or managing unexpected expenses.

At Wealth Builders Insurance, we understand the importance of having a versatile financial strategy. Our knowledgeable team is here to help you explore the benefits of Indexed Universal Life Insurance and how it can fit into your overall financial plan. Take control of your financial future and secure your legacy with our customized IUL solutions Today!

Young Black family enjoying time together, representing the importance of life insurance in protecting loved ones and building a secure financial future.
Dart board with a dart hitting the bullseye, symbolizing the precision and targeted financial planning offered by Indexed Universal Life Insurance.
Coins stacking higher with trees growing out of them, symbolizing the growth potential and financial prosperity associated with Indexed Universal Life Insurance.