.aca-page{min-height:100vh;padding-top:72px}.aca-hero{background:linear-gradient(135deg,#071828 0%,#0e2a3a 50%,#071828 100%);align-items:center;min-height:60vh;padding:80px 0 60px;display:flex;position:relative}.aca-hero__overlay{pointer-events:none;background:radial-gradient(at 70% 40%,#4285f41a 0%,#0000 55%),radial-gradient(at 20% 70%,#c9a84c14 0%,#0000 50%);position:absolute;inset:0}.aca-hero__content{max-width:760px;position:relative}.aca-hero__h1{color:#fff;margin-bottom:1.25rem;font-size:clamp(2rem,4.5vw,3.4rem);font-weight:800;line-height:1.15}.aca-hero__sub{color:#ffffffb8;max-width:580px;margin-bottom:2rem;font-size:1.05rem;line-height:1.8}.aca-hero__trust{color:#ffffffd1;align-items:center;gap:8px;margin-top:1.5rem;font-size:.78rem;display:flex}.bg-gold-soft{background:linear-gradient(135deg,#fdf9f0 0%,#f5f0e4 100%)}.aca-qualify__headline{color:var(--color-primary);margin-bottom:1rem;font-size:clamp(1.4rem,3vw,2rem)}.aca-steps{justify-content:center;align-items:flex-start;gap:0;margin-top:3rem;display:flex;position:relative}.aca-step{text-align:center;flex-direction:column;flex:1;align-items:center;max-width:300px;padding:0 1.5rem;display:flex;position:relative}.aca-step__num{background:var(--color-primary);width:56px;height:56px;color:var(--color-gold);font-family:var(--font-heading);border:2px solid var(--color-gold);border-radius:50%;flex-shrink:0;justify-content:center;align-items:center;margin-bottom:1rem;font-size:1.4rem;font-weight:700;display:flex}.aca-step__title{margin-bottom:.5rem;font-size:1rem}.aca-step__desc{color:#4a5b6e;margin:0;font-size:.86rem;line-height:1.65}.aca-step__line{background:linear-gradient(90deg, var(--color-gold), transparent);z-index:0;width:100%;height:2px;position:absolute;top:27px;right:-50%}.aca-benefit-card{background:var(--color-background-white);border:1px solid var(--color-border);border-top:3px solid var(--color-gold);text-align:left;transition:transform var(--transition-base), box-shadow var(--transition-base);border-radius:12px;padding:1.75rem}.aca-benefit-card:hover{box-shadow:var(--shadow-md);transform:translateY(-4px)}.aca-benefit-card__icon{color:var(--color-primary);margin-bottom:1rem}.aca-benefit-card h3{margin-bottom:.5rem;font-size:1rem}.aca-benefit-card p{color:#4a5b6e;margin:0;font-size:.86rem;line-height:1.65}.aca-cta-badges{flex-wrap:wrap;justify-content:center;gap:.6rem;margin-bottom:.5rem;display:flex}.aca-trust-badge{color:var(--color-gold);background:#c9a84c1a;border:1px solid #c9a84c4d;border-radius:20px;align-items:center;gap:6px;padding:6px 14px;font-size:.78rem;font-weight:600;display:inline-flex}.aca-trust-badge svg{flex-shrink:0}@media (width<=900px){.aca-steps{flex-direction:column;align-items:center}.aca-step{max-width:100%;padding:0}.aca-step__line{display:none}}.aca-disclaimer{background:var(--color-surface-alt,#f7f5f1)}.aca-disclaimer p{color:var(--color-text-medium);margin:0 0 .9rem;font-size:.95rem;line-height:1.75}.aca-disclaimer p:last-child{margin-bottom:0}.aca-disclaimer strong{color:var(--color-text-dark)}